Teachers Plaza, Barack Obama St., SIAYA

MPESA Paybill : 926500

FOSA Loan Products


  • This is for those members earning their salaries or pensions in FOSA.
  • Repayable between 15 to 20 months
  • The period is for 24 months
  • Maximum loan amount to be 200,000 kshs
  • This is an emergency loan serviced through FOSA.
  • Repayment between 5 to 12 months.
  • Loan processed the same day.
  • Maximum amount Sh. 200,000.
  • This advance is given to salary earners before or after earning their salaries.
  • Recovered only once
  • 1 month advance of 10%.
  • For those servicing the Instant Advance
  • This is a mobile loan accessed by members who are registered M-Sacco users and are actively contributing monthly deposits.
  • Minimum loan amount is 2,000
  • Dial *346# to apply for the loan.
  • Intended for new members who channel their salary through FOSA and contribute monthly deposits through FOSA standing orders from salaries.
  • Repayable within 48 months.
  • Loan meant for development purposes for salary earners.
  • Loans processed within a month. Repayable within 48 months.
This is a 3 months advance to FOSA salary earners with guarantors offered as security.
  • Strictly for ECD teachers.
  • Minimum repayment period is 15 months and maximum is 36 months.
  • Strictly for Retirees earning their pensions through FOSA.
  • Low and attractive interest rates
  • The repayment period 36 months.